C.A.R.E. Asset Management & Straegies serving Maynard, Stow, Concord, Acton, Hudson and Sudbury logo and link to home page

C.A.R.E. Asset Management & Strategies, Inc.
John A. Epeneter, PC
(207) 459-7803

Helping clients achieve financial security for life

Single Life Expectancy Table (for Inherited IRAs)

(to be used for calculating post-death required distributions to beneficiaries)

(From the April 2002 Final Regulations)

 

Age of IRA or Plan Beneficiary

Life Expentancy

(in years)

Age of IRA or Plan Beneficiary

Life Expentancy

(in years)

Age of IRA or Plan Beneficiary

Life Expentancy

(in years)

 

 

 

 

 

 

0

82.4

 

 

 

 

1

81.6

41

42.7

81

9.7

2

80.6

42

41.7

82

9.1

3

79.7

43

40.7

83

8.6

4

78.7

44

39.8

84

8.1

5

77.7

45

38.8

85

7.6

 

 

 

 

 

 

6

76.7

46

37.9

86

7.1

7

75.8

47

37.0

87

6.7

8

74.8

48

36.0

88

6.3

9

73.8

49

35.1

89

5.9

10

72.8

50

34.2

90

5.5

 

 

 

 

 

 

11

71.8

51

33.3

91

5.2

12

70.8

52

32.3

92

4.9

13

69.9

53

31.4

93

4.6

14

68.9

54

30.5

94

4.3

15

67.9

55

29.6

95

4.1

 

 

 

 

 

 

16

66.9

56

28.7

96

3.8

17

66.0

57

27.9

97

3.6

18

65.0

58

27.0

98

3.4

19

64.0

59

26.1

99

3.1

20

63.0

60

25.2

100

2.9

 

 

 

 

 

 

21

62.1

61

24.4

101

2.7

22

61.1

62

23.5

102

2.5

23

60.1

63

22.7

103

2.3

24

59.1

64

21.8

104

2.1

25

58.2

65

21.0

105

1.9

 

 

 

 

 

 

26

57.2

66

20.2

106

1.7

27

56.2

67

19.4

107

1.5

28

55.3

68

18.6

108

1.4

29

54.3

69

17.8

109

1.2

30

53.3

70

17.0

110

1.1

© John A. Epeneter.CPA/PFS, CFP®, CFS, CCPS, CRPC®.   All rights reserved. 
1 Marginal Way, Springvale, ME 04083  info@johnecpa.com  Voice: 207-459-7803   FAX:  207-459-7804

CFP®  and CERTIFIED FINANCIAL PLANNER™ are certification marks owned by the Certified Financial Planner Board of Standards, Inc.  These marks are awarded to individuals who successfully complete the CFP®, Board's initial and ongoing certification requirements.  CARE Asset Management and Strategies, Inc. is a Registered Investment Advisor in the state of Massachusetts and a Licensed Investment Adviser in the state of Maine. 

Disclaimer